What the dealer route actually costs
A dealership needs the car in the bay to program a key, so a lost-key job starts with a tow at $125 to $200. The key is a parts-counter line at $230 to $750 depending on the type, and programming is billed as labor on top, typically $100 to $180. If the fob is not in stock, add one to three days.
Our number is one line. A Toyota Camry smart key with all keys lost starts at $309 at your car. The same key at a San Diego Toyota dealer is roughly $500 plus the tow plus the wait.
Which cars take longer, and which ones we confirm first
Most Honda, Toyota, Nissan, Ford, Chevrolet, Hyundai, Kia, Subaru and Mazda keys program in one sitting. Many Toyota and Lexus smart keys have a security wait of roughly 16 minutes built into the car, which adds time but nothing to the price. Certain Volkswagen and Audi keys need an online step that adds time.
Two cases we confirm by VIN before anyone drives: 2014 and newer Mercedes keys can only be issued by the dealer, and some 2019 and newer BMW models are the same. We will tell you that on the phone in one minute so you skip a wasted trip.
Why we erase the old key
A lost key is still a working key until the car forgets it. Part of every lost-key job is deleting the missing key from the immobilizer, so that if it turns up in a parking lot or a stranger's pocket it cannot start the car. That step is part of the job, at no charge.